The easiest way to own the phone you want.
Browse our full range, pick your phone, and apply in minutes — complete a short application and get a decision fast.
Fixed 12 months plan · Delivered in a few days · ₹0 down payment
How it works
Log in. Pick your phone. It arrives at your door.
The whole journey is online and paperless.
Log in
Sign in with your mobile number. Existing Branch customers see a pre-approved offer straight away; everyone else picks a phone and applies in minutes.
Pick your phone
Choose from a curated selection at a fixed price and a fixed monthly plan — no comparison paralysis.
Confirm in minutes
Set up automatic repayment and digitally sign your loan documents on your current phone. Takes under 5 minutes.
Delivered to your door
Your phone arrives in a few days, Branch-sealed and set up with secure device-management software, exactly as disclosed during onboarding.
Who it’s for
We finance phones for anyone in India.
Pick a phone, apply online, and get a decision in minutes — no Branch account required. Fixed plans, ₹0 down payment, and every term disclosed before you sign.
Ready to get started?
Log in with your mobile number, pick your phone, and apply in just a few minutes.
What to expect
Your phone comes with device-management software — and while you’re paying, it does nothing.
It arrives on the phone, and we show you exactly what it does before you sign. It can never read your messages, open your photos, or track your location. Here is what happens at every stage.
While you’re paying
Nothing happens. It’s your phone, exactly like one you bought with cash.
If a payment is late
We message you a reminder. Nothing on the phone changes.
If it stays unpaid
Some non-essential apps pause, one step at a time — never your calls, internet, emergency services, banking, UPI, or government messages.
The moment you pay
Everything is restored within the hour. If you’re ever offline, an unlock code covers you.
The software is operated by our device-management partner — a technology provider, not a recovery or collections agency. They never contact you and never collect on our behalf.
FAQ
